Car Finance
0260 Ltd have a panel of over 50 lenders available to us through the UK's largest broker, Evolution Funding. As specialists in motor financing, we have already helped hundreds of customers secure the best finance deal for their budget. For your convenience, you will find a finance calculator against each vehicle on our Used Car page to assist you or alternatively, please call us for a more personal quotation.
We have relationships with high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure the best finance deal for their budget.
Our expertise with finance means that even if you have a poor credit rating we can help arrange finance for you.
1. The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
2. Whose products do we offer?
We act as an independent credit intermediary for a limited number of carefully selected credit providers. The finance products we are limited to are detailed below:
- Hire Purchase
- Personal Contract Purchase (PCP)
- Personal Loan
3. Affordability
PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF THE LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT.
4. Which service will we provide you with?
We can introduce you to a group of carefully selected credit providers or brokers who may be able to offer you finance for your purchase. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you. You must decide whether the finance product is right for you. We are NOT independent financial advisors.
5. What will you have to pay us for our Services?
We do not charge you any fee for our services.
We may receive a payment from the credit provider or broker for introducing you to them. Typically, the payment received is a fixed fee or percentage of the amount you borrow and may be linked to your credit status. A payment made to us does not influence the interest rate that you will pay with a lender.
6. Who regulates us?
0260 Cars Ltd is authorised and regulated by the Financial Conduct Authority. Our registered FCA number is 655347. Our FCA Permitted business is arranging finance contracts.
You can check this on the FCA Register by visiting the www.fca.org.uk or by contacting the FCA direct on 0800 111 6768.
7. What to do if you have a complaint
If you wish to register a complaint, please contact us:
by email: [email protected]
by phone 01892 660011
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
8. Data Protection
We use information about you to process your order, supply or manage your product / service and for marketing.
We may share your information with finance companies, credit reference agencies and other companies for use in credit decisions, for fraud prevention and to pursue debtors. If you do not agree to your information being used in this way, please let us know by contacting the Data Controller at 0260 Cars Ltd.