Unit 3, Crowborough Business Park, Crowborough, East Sussex, United Kingdom, TN6 2GZ

Motor loans to suit your budget

Quick, easy and convenient vehicle finance


Buy your next vehicle with our, easy and flexible finance solutions. Arranging motor finance direct with us is easy, affordable and convenient.

Finance - 0260 Cars Ltd

Find out which car is right for your budget


Information on Finance


HIRE PURCHASE
A finance agreement to which you contribute an initial deposit (sometimes Zero) followed by a number of specific monthly payments, usually over a period of 1-5 years. With all payments made you would own vehicle at the end of the agreement. You may at any point settle the finance to gain ownership of the vehicle.

PCP (PERSONAL PURCHASE CONTRACT)
This form of financing is designed to reduce your monthly instalments. It works on the same principal as a Hire Purchase but has a ‘balloon’ payment at the end of the agreement. This balloon is calculated using a number of factors including the type of vehicle and your proposed annual mileage, this ‘deferred amount of the capital results in a lower monthly payment affording you a more expensive vehicle but on a more affordable budget. At the end of the agreement you have the option to settle the balloon, refinance it, part exchange your vehicle and offset the final payment or simply hand the vehicle back.

OTHER FINANCE OPTIONS
We also offer another variety of finance options through our network of specialist lenders brokers, so whatever your personal or business needs we are certain we can help. Please ask for further details.

PERSONAL CREDIT RATING
If you are looking to acquire a vehicle using car finance but are concerned that you may not be suitable to borrow under any of our credit options, then please don’t worry. Again we have a number of specialist lenders who are very experienced in acquiring funding for more complicated cases, using soft searches they can ascertain your likely hood of acceptance without further impacting your credit rating. Please call us if you have questions.

FINANCE RATE APR (ANNUAL PERCENTAGE RATE)
APR stands for ‘annual percentage rate’. This is calculated on with the fixed rate plus all relevant fees and charges over the course of a year. Please note, the APR can vary depending on your credit profile. Our current APR is advertised on our finance calculator.

If you would like further clarification then please do not hesitate to contact us.

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